Retirement seems so far away. Then again, so did 30 and that’s all up in my grill. Like other distant things, thinking about retirement is easy to delay in favor of the triage of daily life. But objects in the mirror are closer than they appear. Since there’s no way to rapidly save for retirement besides a windfall (hello, lottery!), it’s critical to begin saving ASAP. Le sigh. This article will guide you through the basics of the time value of money and its progeny, the 401(k). Keep reading »
When you’re looking to trim your budget, it can be easy to cut down on what you spend on food. You can stop getting that latte every morning on your way to work and eat like you’re still in college. (Ramen, anyone?) But what if eating well is a priority, too? Elizabeth Somer, registered dietitian and author of Eat Your Way to Happiness, offered these tips for keeping both your diet and your checkbook balanced. Keep reading »
In the last year or so, I’ve turned into my mother and have become obsessed with using coupon codes when shopping online. I’m so obsessed, that I never make a purchase online without searching for a coupon code first. I’d say about 75 percent of the time, I’m successful in that search. Anyway, I wanted to share a couple of the codes I’ve been using in recent days. First, is this amazing deal at Restaurant.com: through October 31st, you can save 80 percent on gift certificates to thousands of restaurants with the coupon code “TREAT” at checkout. Last week, I bought four $25 gift certificates (normally $10 each) to a couple of my favorite restaurants for a total of eight bucks! That’s $100 worth of food and booze for less than a tenner. Not bad, huh? Keep reading »
Sometimes when you hit rock bottom, there’s only one place to go – back home with Mom and Dad. As layoffs and overwhelming debt are knocking members of our generation on their asses, many are flocking home to the safety net they couldn’t wait to escape at age 18. There isn’t any shame in going home to catch your breath and regroup, but there’s a way to approach the situation so you really do get back on your feet and avoid causing more angst than the My Chemical Romance blaring from your little brother’s room.
The Frisky hit up Rick Kahler, an NAPFA-registered, fee-only financial advisor and author of four books on financial planning and money psychology, for advice on how to move home and get independent without feeling like you’re re-living the turmoil of your Jordan Catalano-crushing youth all over again. Keep reading »
This past payday, I was as excited about having the funds to bring home this season’s faux fur vest as I was about skimming 10 percent off the top and watching our savings account increase. And I have to admit, I’m pretty proud of myself for being responsible enough to make that deposit regularly – so proud of myself that I felt totally justified buying that snuggle-worthy vest. (The fact that it’s faux fur? You can’t get any more guilt-free.)
Maybe you’re like me, and you get a sense of accomplishment every time you make that deposit in your savings account. But we all work hard for our money … is just putting some of it aside making it work hard enough for us? Before you get too proud of yourself for being a savings queen, read this advice from Susan Hirshman, president of SHE LTD, a consulting firm focused on enhancing the financial literacy of women. The author of Does This Make My Assets Look Fat? A Woman’s Guide to Finding Financial Empowerment and Success, Hirshman offers advice for making sure that you’re avoiding some common savings pitfalls. Keep reading »
Some of us here at The Frisky have yet to get on board with Foursquare, the mobile “check-in” app that lets others see where you are. If you’re not into using the service to virtually navigate your social life, the company may still appeal to you yet: Foursquare recently announced a discount deal with the Gap. Users who check into Gap locations through August 22 will get 25 percent off their purchase. (If you’ve tried these mobile discount things by waving your iPhone in a clerk’s face and seen their “huh?” reaction, not to worry—the check-in gives you a discount code just in case.) Another place you might shop that’s now offering a Foursquare discount? Certain Steve Madden stores are offering 20 percent off purchases of $50 or more from now through September 30. Keep reading »