Posts tagged "personal finance"

Money 101: An Overview Of 401(k), 403(b), And Roth IRA Retirement Accounts

If you’re anything like me, when someone brings up retirement savings, investing, or your 401(k) match at a cocktail party, your eyes immediately glaze over and all you hear is the “wonk wonk” of the adults from a Charlie Brown special. Inside my head is the flashing red light and loud voice signaling “Danger. Danger.
By: Heather Teilhet / July 30, 2010

Cash & Coupling: How Having A Baby Changed Us — Financially

When I began dating my now husband, I already had a little girl from a previous relationship. In order to get serious with me, he had to adjust to the idea of late-night dinners at restaurants to takeout scheduled around bedtime. Luckily, he did so beautifully and won both my and my daughter’s hearts. One…
By: Colleen Meeks / July 23, 2010

Therapy For Your Pocketbook Episode 7: “Hidden Purchases”

In the latest episode of Therapy For Your Pocketbook, Connie confesses she’s been keeping her purchases in the closet and under the bed — anywhere her live-in boyfriend won’t find them. Finance Expert Manisha Thakor says it’s OK to have fun with the money you’ve earned, but when spending gets out of…
By: The Frisky / July 22, 2010

Money 101: How To Save Even When You’re Living Paycheck To Paycheck

Being the queen of your own financial destiny is priceless … and can be as scary as some of Lady Gaga’s heel heights. Whether your salary is as high as a modest kitten heel or soars to stiletto altitudes, you’re only as financially healthy as your savings habits. Maybe you’re eating Ramen to make your…
By: Colleen Meeks / July 15, 2010

Money 101: How To Start Saving To Buy Your First Home

There it is again. That once-a-month unsettling feeling. It’s not your ovulation cycle. It’s your monthly financial cycle making you nauseous. It’s that nagging feeling that accompanies the deadline for your rent check. Who’s getting rich off your rent? Are you wasting money when you should be building equity? And what the heck IS equity,…
By: Heather Teilhet / July 7, 2010

Money 101: How To Start Your Own Small Business

J.K. Rowling was buying groceries on a welfare check until she hit pay dirt with a nerdy pre-teen wizard. Sara Blakely was a sales trainer and stand-up comic before she revolutionized the pantyhose industry with Spanx. Almost two-thirds of the world’s approximately 1,000 billionaires are rags-to-riches stories. And even Kanye says a little ambition ca…
By: Heather Teilhet / June 18, 2010

Therapy For Your Pocketbook Episode 4: “He’s Really Sensitive”

Connie just moved in with her boyfriend and although he’s really nice and makes great lasagna, there’s something she’s never asked him — his number. Could his credit mess up their financial future? Finance Expert Manisha Thakor encourages her to do the “partner exchange,” even though he’s really sensitive and cried during "Wall-E."…
By: The Frisky / June 10, 2010

Money 101: The Lowdown On Hidden Finance Charges

So you’ve just noticed the $4.99 mystery charge on your cell phone bill; and, how annoying, that “emergencies only” credit card you never use billed you $15 for your frugality? We consulted two experts to find out if these and other hidden charges are legit, and if there’s any way to avoid being nickel and…
By: Heather Teilhet / June 4, 2010

Money 101: Get Out Of Debt Now!

One Venti latte five mornings a week. You could probably pay for your caffeine addiction with cash, but who carries around stacks of green besides strippers and Lil Wayne? Plastic is so much more convenient. A couple coffees probably won’t send you to the poorhouse, but are you swiping the plastic for groceries? Rent? Routine…
By: Heather Teilhet / June 3, 2010

My Two Cents: Weaning Myself Off ATMs

Do you ever feel like you spend an inordinate amount of time standing in front of an ATM? I used to feel the exact same way. I’d take out cash in small increments, spend it on Lord knows what, run out, and then go back for more without thinking. I won’t lie—there were nights, especially…
By: Kate Torgovnick/Kate-Book.com / May 12, 2010

Money 101: How To Reduce Your Monthly Bills

I once saw an “Oprah” episode with a guy so hell-bent on reducing his monthly grocery bills that he had a practice of purchasing doubly-ply toilet paper, unrolling it and then re-rolling it into two separate rolls, thus turning 12 rolls into 24. Swear to God. Enter multiple scatological puns here. (What a cheap-ass! That’…
By: Chelsea Kaplan / May 11, 2010

Money 101: How To Downsize Your Expenditures

I’m 100 percent guilty of spending without really thinking. Downsizing my expenditures really isn’t something I ponder, even though I know I should (and seriously, if I had a dollar for every time my husband told me I needed to ponder it, I likely wouldn’t need to ponder it at all). I’ve heard, though, that…
By: Chelsea Kaplan / May 7, 2010

My Two Cents: I Used To Be A Financial Idiot

As soon as I was pushed out of the college womb into the harsh light of day, I discovered I had a really big problem: I was a complete financial idiot. How did I miss the memo on how to support myself as an adult? I was raised in a middle-class family where both of…
By: Ami Angelowicz / May 5, 2010

Money 101: When To Pay With Cash, When To Use Credit Cards & When To Finance

If you’re lucky enough to have money in this crap-tastic economy, you’ve got to do all you can to make sure you’re using it wisely enough to not only remain financially afloat now, but also in the foreseeable – and even distant – future. Doing so involves carefully considering the way you dole out those…
By: Chelsea Kaplan / May 3, 2010

Poll: What’s Your Bill-Paying Policy?

[poll id=1252]…
By: Chelsea Kaplan / April 29, 2010

Money 101: What’s A Credit Rating Anyway?

When you really think about it, you realize that we rate and/or score nearly all things in life so as to compare them with their contemporaries and confidently grant our patronage. Zagat gives restaurants ratings so that you can find the best tikka masala out of 20 Indian joints; eBay sellers have feedback ratings so…
By: Chelsea Kaplan / April 26, 2010

My Two Cents: How I Saved Enough Money To Move Abroad

I am essentially living my dream—seven months ago, I packed up my life in New York and decided to move to Paris for a year. I get a lot of “How did you do it?” questions from people with similar aspirations, all of whom seem to think that moving abroad was a whimsical decisio…
By: Leonora Epstein / April 21, 2010

Money 101: Tax Deductions You May Have Missed

The U.S. tax code has over seven million words in it. Seriously -- seven freaking million! Amongst all those pages and phrases are a variety of tax deductions that you can use to reduce the bite that Uncle Sam is taking out of your hard-earned wages. The good news: there are loads. So, if you’re…
By: Chelsea Kaplan / April 19, 2010

How To Make Doing Next Year’s Taxes Less Painful

If you're like us, you probably spent the better part of the week ripping out your hair as you collected and combed through bank statements, pay stubs, and W-2s to get your taxes finished on time. (You sent in your taxes by yesterday, right?!?!) Since we don't want to experience a similar last-minute meltdown next…
By: Catherine Strawn / April 16, 2010