personal finance - Page 2

Money

We know you love your man for more than how much he reminds you of Don Draper when he puts on his suit and tie every day, just like we know that you aren’t with him for his paycheck. That said, a voluntary career change involving a serious pay cut isn’t necessarily easy to cope… READ MORE »


Money

In the last year or so, I’ve turned into my mother and have become obsessed with using coupon codes when shopping online. I’m so obsessed, that I never make a purchase online without searching for a coupon code first. I’d say about 75 percent of the time, I’m successful in that search. Anyway, I wanted… READ MORE »


Money

I graduated from college two years ago with $115,000 in student loans. I’m paying them off a little at a time, and when I need a reason to drink, I like to play with loan payoff calculators online, which tell me that, if my monthly payments stay as they are, I should be done in… READ MORE »


Money

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Money

Sometimes when you hit rock bottom, there’s only one place to go – back home with Mom and Dad. As layoffs and overwhelming debt are knocking members of our generation on their asses, many are flocking home to the safety net they couldn’t wait to escape at age 18. There isn’t any shame in going… READ MORE »


Money

In the latest episode of “Therapy For Your Pocketbook,” Diane, a recent divorcee, comes clean and admits that although she signed up for a Roth IRA, she has no clue how to invest her dollars. Finance Expert Manisha Thakor explains that there are funds specifically created for new investors who aren’t stock market-savvy. READ MORE »


Money

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Money

I have two children, and we’re expecting our third (and last … hello, vasectomy!) in the spring. I recently saw a billboard that claimed babies cost about $700 a month. I did the math on my 2.5 kids, and holy disposable income; the figure hurt. The billboard was an advertisement to deter teenage pregnancy, but… READ MORE »


Money

This past payday, I was as excited about having the funds to bring home this season’s faux fur vest as I was about skimming 10 percent off the top and watching our savings account increase. And I have to admit, I’m pretty proud of myself for being responsible enough to make that deposit regularly –… READ MORE »


Money

Financial tips like “skip your latte” are obnoxious. So are suggestions to camp rather than stay in hotels, separate two-ply toilet paper and cook eggs in the dishwasher. After all, I don’t want my life to suck. While it’s true that incremental expenditures add up over time, the biggest factors affecting spending have to do… READ MORE »


Money

Let’s face it, saving money is a bitch. But all the big stuff in life — car, college, marriage, kids, travel — have equally big dollar signs attached. To minimize debt, saving for these expenditures ahead of time is important. Here are six effective strategies to set money aside — and keep it there. … READ MORE »


Money

Lately, I’ve got money on the brain. So when my bag broke a few weeks ago, I couldn’t decide what I should buy to replace it. For a variety of reasons, my shopping prospects were limited when I went to buy it on the fly. I went to a variety of boutiques, some of which… READ MORE »


Money

In the latest episode of “Therapy For Your Pocketbook,” Connie, a teacher who is stressed from trying to keep her third graders from setting their surroundings on fire, ponders what to do with some extra cash. Become an investor or a jetsetter? Finance Expert Manisha Thakor helps her find a way to do… READ MORE »


Money

During a coffee break at the Boston Federal Reserve’s housing crisis conference, I answered my 23-year-old, unemployed, freshly engaged sister’s phone call. She and her (also young but at least employed) fiancé were shopping for homes near San Francisco, where housing prices start above half a million dollars, and wasn’t I so excited for her? READ MORE »


Money

In finance, there’s a canon that everyone on Wall Street has read: Benjamin Graham, Adam Smith, and Robert Schiller. But no canon exists for personal finance. In fact, most personal finance books are a frustrating waste of time and money. From Suze Orman’s factually incorrect information to Jim Cramer’s super-caffeinated hysteria, it’s a sad field… READ MORE »


Money

In the latest episode of “Therapy For Your Pocketbook,” Suzie, a young professional, gets seduced by the lure of “15 percent off” that comes with opening a new store credit card. Finance Expert Manisha Thakor urges her to be responsible and warns if her credit score gets damaged, she may wind up with the… READ MORE »


Love & Sex

I recently married and bought a home. During this same time, I was laid off from my job and my husband’s income decreased drastically. We ended up moving in with my in-laws while we used all of our money to fix up the house. All of my girlfriends were in my wedding. I embraced their… READ MORE »


Money

One of my favorite coats is a gorgeous knee-length number that coordinates with almost anything. The best thing about this coat is that I paid the criminal price of $10 for it. I found it on a clearance rack. It was the only coat of its kind and happened to be in my size; our… READ MORE »