Tag Archives: Money

Say What? 1-In-25 New Yorkers Is A Millionaire

new-york-city-skyline

If you were to chuck everybody who wasn’t a millionaire out of New York City, the city would still have a higher population than New Orleans, according to a new study. Researchers at Spear’s magazine say 4.63 percent of the city’s population have assets of $1 million or more—excluding their primary residences—adding up to 389,100 millionaires. Read more on Newser…

Life After Dating: When Your Partner Is Unemployed

life after dating unemployed

Growing up, my parents were able to provide a stable middle-class upbringing for me, my three sisters and my brother. I can understand now how fortunate we were not to worry about hunger, housing, or medical bills. Although my Mom made a point to show us how privileged we were  — I’m from Fairfield County, Connecticut, where the “wealth gap” between rich and poor is top in the nation — I lived securely inside a wealthy suburban bubble in the booming ’90s. As I graduated from high school, went to college and began my working life, I still managed to have financial security, even when the economy tanked in 2008. Some friends, recent college graduates like myself, lost their jobs or just plain could not get hired. But me, I still got to stay inside a safe little bubble.

Then I did something that probably didn’t make sense to some people, especially those from the background that I come from: I married someone who was unemployed Keep reading »

True Story: The Nightmare Consumers Who Inspired Me To Pare Down

True Story: The Nightmare Consumers Who Inspired Me To Pare Down
Less Is More
Less Is More: How To Apply Minimalism To Your Wardrobe
How to apply minimalism to your wardrobe. Read More »

Every few days, they would come home with hundreds of dollars worth of brand-name groceries and struggle to fit them into their bursting cabinets. They had two freezers and two refrigerators to hold food for three adults and one child. The food would spoil in the fridge or go stale on the shelf and just stay there for weeks. They ate out almost every night, spending $60 at a time at KFC, wrapping up the leftovers, and then never eating them.

On Christmas, the child would get fifty presents, and not tiny presents but whole playsets, Lego sets, motorized cars, animals. Birthdays were the same, and Easter, the Fourth of July, Halloween, and Thanksgiving were all treated as further opportunities to give the child presents. If the kid wanted something, they’d hound the parents for weeks, throwing tantrums, guilting, pleading for hours at a time, until the parents’ patience would wear thin and they’d buy it, even between the holiday milestones. Keep reading »

Study: Husbands Are Happiest When Wives Earn As Much — Or More — Money

A wife bringing home the bacon isn’t the death knoll of a relationship that it has been made out to be. According to a new survey of 1,000 married couples over age 25 by MONEY magazine, husbands are actually happier when on equal financial footing with their wives. Keep reading »

10 Things I Wish Someone Had Told Me When I Graduated College

My Commencement Address
commencement address
What I would say in a graduation speech. Read More »
Harsh Reality For A Grad
Shocker: The Job Market Isn't Looking Too Rosy For Graduates
The job market isn't looking too rosy for graduates. Read More »
Wanting It All
Give me the job and the guy when I graduate. Read More »

Now that your undergraduate days are over, it’s time to step out into the big, bad world of adulthood. Jobs! Money! Real Men Who Don’t Smell Like Stale Beer and Frat Houses! But before you slip on your grown up panties and make them dollars, there are some things you should probably know about navigating the rough waters of the real world. After all, every situation is less scary when you’re prepared, so consider these 10 tidbits of wisdom our graduation gift to you (because we can’t afford to get you anything else). Keep reading »

The Soapbox: My American Dream — A Minimum Wage That Allows Everyone to Prosper

minimum-wage-050214

When I think of the American Dream, I don’t just see images of white picket fences and fathers kissing their children before they leave for work.

I see an African-American mother of two dropping her children off at school and driving to her place of employment with the confidence that she’ll have enough gas to get to work and enough food to cook dinner. I imagine a Latina mother able to save enough money to help her son go to the college of his choice regardless of the rising cost of tuition. I see an America where working 40 hours a week allows women of all backgrounds the opportunity to gain prosperity and success. But how can anyone achieve such a dream on $7.25 an hour? They can’t.

We need to raise the minimum wage to at least $10.10 to help hardworking families who are struggling to scrape by. In tough economic times, there are few policies that could have as immediate, and as dramatic, of a boost for American workers, particularly for women of color. Keep reading »

The Soapbox: Porn Stars Learn They Can’t Bank On Chase

chase-bank-042214

I’ve written before about issues around payment processors and the sex industry, how businesses like Paypal, WePay and Google Wallet were shutting anyone they suspected of sex work out of using their services.

Well, turns out that a trickle down effect is happening within the banking world, as Chase recently sent letters out to hundreds of porn performers telling them their bank accounts would be shut down May 11th. Perez Hilton posted a photo of one of these letters from adult performer Teagan Presley, and while I am somewhat loath to link to his blog, I think it’s important to read the language. You’ll notice that Chase never specifically cites adult work in their decision, just that they “reviewed the account and determined that we will be closing it on May 11, 2014. Please accept our apologies for the inconvenience.”

I’m sure they’re terribly sorry. Just as they were really apologetic for refusing to process payments for Lovability CEO Tiffany Gaines. Her crime? Selling condoms, because they’re “adult-oriented material”. The same adult oriented material, of course, as Trojan, who could process their payments with no issues through Chase, but never mind. As long as they’re really sorry about it. Keep reading »

The Many Stages Of Doing Your Taxes (In GIFs!)

The Many Stages Of Doing Your Taxes (In GIFs!)
Last Minute Tax Tips
Here's some straightforward advice on how to do your taxes. Read More »

Oh, tax season. Doing my taxes stresses me the hell out: I do so much freelance writing that I have one million forms. And trust me, if you screw up your taxes — even unintentionally — the IRS will hunt you down like a dog. I always say this year will be different, this year I’ll do it all by myself on TurboTax. Instead, I just hyperventilate for weeks.

Anyone else with me on this?

Keep reading »

The Soapbox: How PayPal & WePay Discriminate Against The Adult Industry

pay pal sex work

I was packing my bags, looking forward to a week trip to the Feminist Porn Awards and the Feminist Porn Conference, having finally earned enough through my Patreon patron-funded writing to travel and have a bit of a cushion when I got back. Payments would be processed at the beginning of the month, and I welcomed the assurance of my first paycheck that would pay my rent. I was finding it refreshing to be making a living (albeit barely) through getting paid to write on my experiences in the sex industry, giving me some hope that I could transition out and still survive financially. Finally I was getting paid for my writing… not in “exposure,” but in rent money!

That’s when I got an email from Patreon, saying that the payment processor PayPal had threatened to shut down all integration with their site because it contained “adult content.” The email stated:

“[A]s you can imagine, this would be detrimental to creators — hundreds of thousands of dollars were to be ‘frozen’ unless we flagged all adult content pages, made them private, and removed Paypal functionality from their individual pages… I’m so sorry that we had to do this without warning you first, but it was SUCH an emergency! We simply had to take action to avoid a situation where creators would lose hundreds of thousands of dollars of legitimate pledges.”

Patreon emailed all of our patrons to warn them and suggested we also email them to ensure payments went through as usual at the beginning of April. While Patreon was open to artists creating work that was adult in nature, their hands were tied. And not in a kinky way. Keep reading »

Life After Dating: The Pros And Cons Of Not Sharing Money

Life After Dating: The Pros And Cons Of Not Sharing Money

So you’ve finally found The One (or at least The One For The Foreseeable Future) and you’ve committed to a serious relationship. Now what? In our weekly column, Life After Dating, women discuss the unique joys and challenges of coupledom.

My boyfriend Nick and I have been together for nearly 10 years, lived together for 8 of those, and still keep completely separate bank accounts. We’ve been sharing expenses — rent, groceries, gas, car insurance, etc — for a long time, but whenever we talk about actually pooling our finances, it just doesn’t feel right. Not sharing a bank account works for us, but that’s not to say it doesn’t come with some drawbacks. Here are some of the pros and cons of keeping your money separate when you’re building a life together… Keep reading »

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