Tag Archives: Money

Make It Stop: “I’m Broke & Can’t Afford To Go Out With My Friends”

Make It Stop: "I'm Broke & Can't Afford To Go Out With My Friends"

As a result of chronic underemployment, I’m poorer than most of my friends. The problem is that they always invite me to go to expensive restaurants and happy hours at trendy spots. Just one of those happy hour hangouts costs as much I’d spend on grocery shopping for the week. It’s nice that they want to include me in their plans, but it makes me feel horrible to stress over how much everything costs when I’m out with them. If I come clean that I can’t afford to go, my fear is that they’ll stop inviting me out altogether, which would solve my problem, but it would also suck to have no friends. I already feel like a broke loser, I don’t want to be a broke, friendless loser too. How do I make this better so it doesn’t feel like I’m choosing between my friends and my wallet?

I’m certain lots of people are in your shoes. Except instead of underemployment, they’re in grad school, they’re paying off students loans, they’re saving for a wedding or a house, they just lost a job or just had a kid. Whatever the case, plenty of people can’t afford to toss their hard-earned cash at exotic drinks that end in -tini. Keep reading »

Constructive Ways To Spend Your Money On Black Friday Instead Of Buying Stuff

I hate Black Friday for a lot of reasons: Because it so neatly encapsulates the total delusion of consumer culture; because most of the things you can get deals on are completely unnecessary; because I’m not a huge proponent of any sort of fanaticism but especially fanaticism over spending money; because it forces retail employees to work hours they should be spending with their families at the risk of being fired; because it provides such a stark contrast between mobs our culture accepts (mobs spending money) and mobs it doesn’t (protesters fighting injustice). I also hate it because the people who claim there’s a “war on Christmas” as a Christian holiday are often the same people who are proponents of Black Friday, a day that reduces Christmas to a secularized consumer holiday, because it’s good for the economy or something. I hate it because it entrenches consumer goods as status symbols. I hate it because it points out how many of us Americans are living in poverty, how desperate we are to provide our children with a normal, capitalist American lifestyle, and how easy it is for giant corporations to pull our strings. Keep reading »

10 Ways To Tackle Money Issues As A Couple

10 Ways To Tackle Money Issues As A Couple

A strong relationship with your partner, and a solid, secure financial life together, begins with what you bring to the table. As a money and relationship coach, I work with couples who struggle with this; and, while there’s a lot they need to work on together, they first must start with themselves. And so do you.

Here, I’ve outlined the 10 big ideas that I walk everyone through to get on solid footing with their finances, so that they’re ready to be honest and optimistic about their future, their finances, and their relationships. Read more on YourTango.com…

The Only Rules You’ll Need To Know When Dealing With Friends And Money

The Only Rules For Friends And money

Over the years we’ve received many requests for advice about dealing with friends and money. So many of life’s most celebratory events — weddings, weekend getaways with friends, epic steakhouse dinners — involve the often-ignored element of financial negotiation. After the toasts have been made, the plates cleared and everyone has migrated out to the balcony for cigars, how do you settle up?

Well, we’ve finally put the most frequently asked questions together in one place and sat down to hash out our rules. These apply to any financial reality. Read more on Ask Men…

The Millennial Is Dead; Long Live The Millennial

So I guess that Gen Y has gone straight from being whiny, entitled dickheads whose only redeeming quality was our entrepreneurship, to being irrelevant and also apparently never really that entrepreneurial in the first place, according to Salon. I guess Gen X, the Boomers, and the Greatest Generation can all breathe a sigh of relief knowing that they can blame us for … I don’t know, whatever it is they’ve been complaining about for the last few years. Keep reading »

Dater X: Taking Turns, Investing Equally

Dater X: Taking Turns, Investing Equally

This week, I found myself in a position with Scar Twin that I’ve never been in before (and no, I’m not talking about sexual positions— that’s a story for another day). Anyway, as many of you know, my last long-term relationship ended about four years ago when Patrick Bateman decided to have two girlfriends and two lives in two different states. Since then, I’ve found myself on an endless carousel ride of courtships lasting approximately two months each before things turn to shit. During those short-lived romances, the issue of money never really came up. And then, this week, it did. Keep reading »

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