If you’re anything like me, when someone brings up retirement savings, investing, or your 401(k) match at a cocktail party, your eyes immediately glaze over and all you hear is the “wonk wonk” of the adults from a Charlie Brown special. Inside my head is the flashing red light and loud voice signaling “Danger. Danger. You are engaging in a discussion of a topic you know nothing about. Abort conversation to avoid massive embarrassment.”
But the truth is that investing and retirement accounts are something worth knowing about. Even a financial neophyte like me knows that if you start socking away for retirement early in your career you have a huge advantage. In this case, time really is money.
So, we interviewed financial blogger phenomenon and author of Your Money: The Missing Manual, J.D. Roth, for the Cliff’s Notes of Retirement 101. He gave us almost enough to get you through a cocktail and conversation with a financial planner without faking it. Keep reading »
Being the queen of your own financial destiny is priceless … and can be as scary as some of Lady Gaga’s heel heights. Whether your salary is as high as a modest kitten heel or soars to stiletto altitudes, you’re only as financially healthy as your savings habits. Maybe you’re eating Ramen to make your money stretch, or worse, living off your credit cards, but that doesn’t mean you can’t start saving now. J.D. Roth, of GetRichSlowly.org, offers these tips to get you saving even if you feel like you’re barely getting by. Keep reading »
The temperatures in much of the country are higher than tween hormones at a Justin Bieber concert, and at this point in the summer, my mind is at the beach whether the rest of me is or not. Along with the heat coming off the pavement, though, most of us are also feeling the pressures of a tighter budget. So, when it comes to planning a getaway, how can you order your guilt-free margarita and drink it, too? Not to worry, with the following tips from Debi Hayes, Master Cruise Counselor with Vacation Planning of Atlanta, you can blow town without blowing the budget faster than you can say “on the rocks!” Keep reading »
J.K. Rowling was buying groceries on a welfare check until she hit pay dirt with a nerdy pre-teen wizard. Sara Blakely was a sales trainer and stand-up comic before she revolutionized the pantyhose industry with Spanx.
Almost two-thirds of the world’s approximately 1,000 billionaires are rags-to-riches stories. And even Kanye says a little ambition can help you make a Benz out of that Datsun. So … why not you? Keep reading »
The way we shop now: via virtual window browsing, electronic payments, and clicks of a button. Which is great for making things easier, but it also means you may become less discerning about your purchases. Avoid settling for the quick fix when you’re spending online—with a bit of research, you might find yourself saving more than you thought possible. Of course, half the struggle of attempting to be frugal online is being overwhelmed by discount search engines or slightly sketch third-party websites. Lucky for you, we’ve done the work for you, and have rounded up the best websites and online tools to keep you money smart.
A word of warning: just because a site offers great discounts, it doesn’t mean you have to cash in on it. When you find amazing things for cheap, it’s often tempting to purchase them simply because of the deal. Before you spend, think about whether you’d actually be buying the item in the first place. The rule of the game is to sub in these options for times you’d ordinarily spend full price. So without further ado … The Frisky’s favorite web spots for shopping, planning a vacations, redecorating, and even partying. Check them out after the jump! Keep reading »