Apparently, when it comes to maternity care costs in this country, I lucked out big time. Seven years ago, when I found myself pregnant for the first time, I had just switched from my own insurance to my husband’s much better one, and had only one, $25 co-payment for the entirety of my pregnancy — including the delivery. That’s it. Twenty-five dollars got me multiple visits with my midwife and a hospital birth (albeit a short one — I was in and out of the hospital in 10 hours, my choice).
Yet, my experience is certainly not the norm when it comes to maternity care costs in this country. The New York Times recently looked into why the U.S. has the most expensive maternity care in the world … despite not necessarily being at the top when it comes to quality of care. The facts are both absolutely terrifying and downright maddening. According to the Times article, prenatal and delivery charges can cost upwards of $50,000, depending on whether the mom-to-be has insurance or needs a C-section. Even for those with insurance, there is still the possibility of a costly birth, especially if your policy does not include maternity care coverage. Keep reading »