Tag Archives: credit score

Are People Really Asking Each Other For Their Credit Scores On First Dates?

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Frisky readers, I need your help putting my mom’s fears to rest. Today, she sent me a link to an article on AlterNet about a recent New York Times trend story that claims single folks are now asking the people they date for their credit scores on first dates. “I find this very disturbing,” my mom wrote. She wasn’t specific about what she found so disturbing, but knowing my mom the way I do, I suspect that while she’s bothered by the utter invasive shallowness of such a question, especially at such an early point in the “relationship,” she’s also grossed out by the way the credit industry is attempting to infiltrate every possible crevice of our lives.

My first instinct was to call bullshit on this trend, simply because I know how trend stories are made in the New York Times lab. Writer’s friend’s sister hears random weird story over brunch in Brooklyn + press release for new-ish website/book/study related to the topic landing in writer’s inbox in same two week period = IT’S A TREND! See previous NY Times’ trend stories on dresses, man buns, Big Buck Hunter and bangs for proof that NY Times trend stories are either about things that are not trends at all or were trends, like, a year and a half ago. Keep reading »

Money 101: What’s A Credit Rating Anyway?

When you really think about it, you realize that we rate and/or score nearly all things in life so as to compare them with their contemporaries and confidently grant our patronage. Zagat gives restaurants ratings so that you can find the best tikka masala out of 20 Indian joints; eBay sellers have feedback ratings so you know which person will screw you the least when spending hundreds on sold-out Springsteen tickets; and in school, you get grades and take the SATs in order for some school to grant you admission so you can spend four years there doing keg stands and having lots of random sex. Your credit score’s no different. The ins and outs of your financial activity are monitored and given a three-digit “score” so that all sorts of financial and other institutions have a way to determine your financial reliability and ability to get everything from a home loan to an iPhone.

If you’re a little unclear as to what a credit score is and how it actually impacts your life, don’t stress. After the jump, Frisky Money contributor Manisha Thakor, personal finance expert for women and author of On My Own Two Feet: A Modern Girl’s Guide to Personal Finance, answers your top credit score-related questions … Keep reading »

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