Tag Archives: credit cards

An Open Letter To Everyone Who Has Ever Offered Me A Store Credit Card

Dear Everyone Who Has Ever Offered Me A Store Credit Card,

I don’t want a store credit card. I really don’t. I haven’t wanted any kind of credit card since I got my first one at age 18 and maxed it out in an eBay bidding war over a pair of limited edition purple Ugg boots. At the same time, I understand that selling store credit cards is an important part of your job, so I always try to validate your efforts. I nod and smile as you tell me about the benefits of a store credit card, and then I sigh and say something like, “Hmmm … maybe next time.”

And herein lies the problem… Keep reading »

Who Wants A Kardashian Credit Card?

Hey, I’ve got a great idea—let’s give tweens and teenagers their own credit cards! Oh wait, I actually think that’s a terrible plan, but the Kardashian sisters are all about it. They’ve even lent their name to the new Kardashian Prepaid MasterCards. Which will be available for kids as young as 13.
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Baby’s First Credit Card: A Pink Teether

It’s never too early for baby’s first debt reduction program, right? This rubbery credit card teether by Heelarious, the folks who sell high-heels for babies, carries the name “Ima Spender.” Thankfully anyone who drools on this toy is too young to read. Seems like a waste of $10, though: everybody knows babies like to chew on your car keys and then drop them in the toilet. [Heelarious.com via Feministing] Keep reading »

Poll: How Many Credit Cards Do You Have?

How Many Credit Cards Do You Have?

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Money 101: When To Pay With Cash, When To Use Credit Cards & When To Finance

If you’re lucky enough to have money in this crap-tastic economy, you’ve got to do all you can to make sure you’re using it wisely enough to not only remain financially afloat now, but also in the foreseeable – and even distant – future. Doing so involves carefully considering the way you dole out those Benjamins. While some purchases are best paid for in cash, you can get a better bang for your buck by putting some on a credit card. For info on which purchases are better financed with cold, hard cash and which should be paid for in small increments, consider these tips, courtesy of personal finance expert Manisha Thakor.
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Would You Ever Cut Yourself Off?

Are cutting credit cards up a new recession trend? The Atlantic thinks so:

“Cutting up credit cards is a classic solution to the temptations of easy credit, but as Americans have become more and more reliant on plastic, there’s been a resurgence of interest in swearing off credit entirely.”

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