We know you love your man for more than how much he reminds you of Don Draper when he puts on his suit and tie every day, just like we know that you aren’t with him for his paycheck. That said, a voluntary career change involving a serious pay cut isn’t necessarily easy to cope with. If your significant other has come to you wanting to talk about a career change, hopefully it’s something you can believe in, like supporting his lifelong desire to be a teacher, not joining his little brother’s garage band. But even if your heart’s behind him and your relationship’s rock solid, it doesn’t mean that your finances will be, too. Cathi Doebler, author of Ditch the Joneses, Discover your Family, offered this advice for deciding whether a major career change is right for your family. Keep reading »
When a man gets down on one knee and offers you a ring, it can be one of the most blindingly blissful experiences of your life. But sometimes, after you accept the offering and your eyes adjust to the light, you realize that while diamonds last forever, the men who give them to you sometimes don’t. So when Mr. “I think he’s the one!” turns into Mr. “Bullet Dodged,” what do you do with the rock left behind? You may love bling, but you don’t want to wear the karma of relationships past on your finger. And sure, diamonds are great for scratching the paint on his car, but you’re much more mature than that. Sometimes the only reasonable thing to do is to sell that bad boy, but selling a diamond is more complicated than unloading that treadmill you bought last January and never used.
In order to safely get the best price for your jewelry after a relationship goes bust, Jerry Ehrenwald, president and CEO of the International Gemological Institute (IGI), the world’s largest independent laboratory for grading and evaluating diamonds and gemstones, offered Frisky readers this advice. Keep reading »
I have two children, and we’re expecting our third (and last … hello, vasectomy!) in the spring. I recently saw a billboard that claimed babies cost about $700 a month. I did the math on my 2.5 kids, and holy disposable income; the figure hurt. The billboard was an advertisement to deter teenage pregnancy, but if I hadn’t already taken the plunge, it would have made 30-year-old me think twice before procreating. Keep reading »
If you have been engaged for more than five minutes, you’ve probably purchased every current bridal magazine and dog-eared the pages with ideas you swear someone thought up just for you. Before you look at pictures of another celebrity wedding and set your sights on a dress only Beyonce could afford, you need to have a serious talk with your fiancé. This, my friend, is the “How the hell are we going to pay for this?” talk. Maybe you’re assuming your parents are going to foot the entire bill. If they are, lucky you! But chances are, both sets of parents have some assumptions of their own, and you need to know who’s expecting to pay – or not pay – for what. For advice on how to determine this combined wedding budget, The Frisky talked to Aimee Manis, author of 52 Things Brides On A Budget Should Know. Keep reading »
Looking back on my wedding planning, I realize how many of my decisions were to make other people happy. My day was special and I felt like the star of the show, but I had to make sure that I stayed in budget so my dad wouldn’t have an aneurysm, that the menu wouldn’t trigger any allergic reactions from my guests, and that the band’s play list would make for a party to remember. But when it came to the honeymoon, there was nobody to think of except me and my new husband, and the closer we got to the wedding, the more I couldn’t wait to get out of town. Endless time for sex, zero calls about headcounts, and did I mention tons of sex? I totally began to understand why people elope. Keep reading »
There are necessities, like running water, and then there are “necessities,” like HBO and a weekly pedicure. When you’re single and supporting only yourself, you have every right to declare keeping your toes in the latest shade of blush a priority. But once you join budgets with your partner, it’s important that you both agree on which expenses qualify as non-negotiable.
When my husband and I recently re-evaluated our budget, I was ready to slash the cable bill – we have Netflix, and I tend to watch shows a season or two behind. He balked; he’s an avid Atlanta Braves fan and I didn’t realize that without extended cable he couldn’t catch the games during the (never-ending) baseball season. Similarly, he was willing to eliminate our home telephone, while I hesitated at not having a landline in case of emergencies. Having to make these kind of joint decisions just comes with the territory of a shared address, but compromising can be tricky. Toni Coleman, licensed psychotherapist, relationship coach, and founder of Consum-mate.com, offered this advice about creating a household budget you – and your partner – can live with. Keep reading »