Tag Archives: budget

My Two Cents: Home Decorating On A Budget

home decorating photo

As we flip through glossy decorating magazines and click away at online shopping sites, we begin to cry. Why are these apartments so beautiful, and why aren’t ours just as perfect? Well, dry your tears, channel your inner interior designer, and listen up. Your wallet might be empty, but that doesn’t mean your living room has to be. You can decorate cheaply without it looking cheap! Find 10 creative ideas for inexpensive home decorating, after the jump. Keep reading »

Money 101: How To Negotiate Anything

One of my favorite coats is a gorgeous knee-length number that coordinates with almost anything. The best thing about this coat is that I paid the criminal price of $10 for it. I found it on a clearance rack. It was the only coat of its kind and happened to be in my size; our relationship was obviously meant to be. It lacked a price tag, however, and I was scared this meant it would be expensive. When I asked the cost, the manager pulled a jacket of lesser quality from the same rack and said she’d give me my coat for the same insanely low price. Delighted, I showed her where the coat was missing a button, thinking she would have a suggestion for replacing it. Instead she shrugged and offered to knock off an additional 10 percent. I couldn’t hand over my debit card fast enough, and when I got home? The missing button was tucked in the pocket.

As adorable as the coat is, the amazing bargain makes me love it more. While my steal was more the result of a tired manager than my intense negotiating skills, it definitely whet my appetite for wheeling a good deal. Knowing how to ask for one can be intimidating, though. Jim Camp, negotiation skills trainer and coach, and author of Start with No, offered this advice for the negotiating novice. Keep reading »

Cash & Coupling: How To Establish A Wedding Budget

If you have been engaged for more than five minutes, you’ve probably purchased every current bridal magazine and dog-eared the pages with ideas you swear someone thought up just for you. Before you look at pictures of another celebrity wedding and set your sights on a dress only Beyonce could afford, you need to have a serious talk with your fiancé. This, my friend, is the “How the hell are we going to pay for this?” talk. Maybe you’re assuming your parents are going to foot the entire bill. If they are, lucky you! But chances are, both sets of parents have some assumptions of their own, and you need to know who’s expecting to pay – or not pay – for what. For advice on how to determine this combined wedding budget, The Frisky talked to Aimee Manis, author of 52 Things Brides On A Budget Should Know. Keep reading »

Money 101: 4 Secrets For Financing Grad School

“Don’t you have a daddy?” the professor sitting across from me asked. I smiled a little. Was he was joking? Or hitting on me? Nope, he was serious and thought my father was paying for my legal education. Though I’ve been independent for years, my law school’s financial aid office had a similar attitude, telling me “ … most students have relatives helping them … ” After a JD, MBA and a third master’s, I’ve found there’s significant latent knowledge about financing grad school, but no one to fill you in. Here’s how it goes … Keep reading »

10 Tips For The Savvy Traveler

We’re by no means “Up in the Air”-George-Clooney-type travelers, but we have learned a thing or two from our jaunts around the globe. Since it’s End of Summer Escapes Week here at The Frisky, it’s the perfect time to share them. After the jump, check out our tips on finding the best websites for local culture, how to deal with your money, benefit from airline mileage, and book cute hotels for cute prices. And feel free to share your own suggestions in the comments below! Keep reading »

Cash & Coupling: Agreeing On Household Utilities When You Want HBO And He Wants Netflix

There are necessities, like running water, and then there are “necessities,” like HBO and a weekly pedicure. When you’re single and supporting only yourself, you have every right to declare keeping your toes in the latest shade of blush a priority. But once you join budgets with your partner, it’s important that you both agree on which expenses qualify as non-negotiable.

When my husband and I recently re-evaluated our budget, I was ready to slash the cable bill – we have Netflix, and I tend to watch shows a season or two behind. He balked; he’s an avid Atlanta Braves fan and I didn’t realize that without extended cable he couldn’t catch the games during the (never-ending) baseball season. Similarly, he was willing to eliminate our home telephone, while I hesitated at not having a landline in case of emergencies. Having to make these kind of joint decisions just comes with the territory of a shared address, but compromising can be tricky. Toni Coleman, licensed psychotherapist, relationship coach, and founder of Consum-mate.com, offered this advice about creating a household budget you – and your partner – can live with. Keep reading »

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