Tag Archives: budget

Shopping Guide: 10 Cheap Pairs Of Sunglasses In Every Style!

As much as I love my sunglasses, I’m in a constant state of losing them. It’s usually my favorite pair that I “misplace,” given that I’m always carrying them with me, and it usually ends in tears. There’s just way too many places to casually leave them and then forget about them just as casually. They also happen to be ridiculously easy to break and scratch, what with the bending arms and fragile lenses. After losing three pairs of Ray-Bans in the past two years, the days of shelling out for a designer pair are over, and I’ve become a connoisseur on the quest for good-looking, decent quality sunglasses that I won’t have a panic attack over if I leave them somewhere. Here’s my round-up of 10 stylish shades that won’t break the bank, or your heart.

Money 101: Identifying The Money Drains In Your Life

I’m amazed at how every time I walk out of my apartment, cash just seems to seep out of my wallet. So, this year, in a conscious effort to make my paycheck stretch a bit longer, I’ve been keeping a watchful eye on my miscellaneous expenses. Here are some common dollar drains I’ve found and tips to put a stop to them before more money flushes down the proverbial drain. Keep reading »

Money 101: Do I Really Have To Give So-And-So A Gift?

You’ve probably made your shopping list and checked it three or four times by now this holiday season. Some of the people on there are no-brainers; you know you have to buy your mom a gift. But after you put the obvious folks on there and move further down the list, you always get the point where you can’t help but think, “Do I really have to buy them something?” Even if you grudgingly accept that yes, you really need to leave that person on your “nice” list, there are ways to show them holiday love without blowing your budget. Gifting expert and New York Times best-selling author Robyn Spizman, who has partnered with Office Depot to serve as a Smart Gifting Expert, offered these tips for tackling those obligatory gifts your list with your holiday spirit – and budget – intact. Keep reading »

Money 101: How To Resist Common Holiday Pitfalls

As much as I would love to tell you to take the holidays off from having to worry about money, the fact is, the bazillion dollars we Americans spend every year celebrating Christmas, Hanukkah, and New Year’s are all the more reason to be responsible about your finances. The blur and excitement of the season can have you blowing your cash as if it were Monopoly money, and if you aren’t careful, you’re gonna wake up in January with a worse feeling of dread than you did the morning after your office party with vague memories of drunkenly puking on your boss’s shoe. Keep reading »

Cheapskate: Leather Top

Leather is a huge trend this fall — and we’re seeing it materialize in tops. A look like this works best in a simple silhouette — one that is more about the buttery texture of the garment rather than an challenging shape. New York and Co. is one of several lower priced retailers who are getting in on the trend, and they have a great tee option in faux leather for a fraction price.

Above:
Maje leather tee, Net a Porter, $485
Red Label Faux Leather Tee, New York and Co, $23.99
Keep reading »

Money 101: How To Meaningfully Reduce Your Expenses

tighten budget photo

Financial tips like “skip your latte” are obnoxious. So are suggestions to camp rather than stay in hotels, separate two-ply toilet paper and cook eggs in the dishwasher. After all, I don’t want my life to suck. While it’s true that incremental expenditures add up over time, the biggest factors affecting spending have to do with central life choices. The average “middle class” American making about $50k spends 30 percent of it on housing, 20 percent on transportation, 15 percent on food, 10 percent on retirement, 8 percent on utilities, and 7 percent on healthcare. These things aren’t elastic — you need it all — so the idea is to make efficient choices within these categories. Keep reading »

My Two Cents: Home Decorating On A Budget

home decorating photo

As we flip through glossy decorating magazines and click away at online shopping sites, we begin to cry. Why are these apartments so beautiful, and why aren’t ours just as perfect? Well, dry your tears, channel your inner interior designer, and listen up. Your wallet might be empty, but that doesn’t mean your living room has to be. You can decorate cheaply without it looking cheap! Find 10 creative ideas for inexpensive home decorating, after the jump. Keep reading »

Money 101: How To Negotiate Anything

One of my favorite coats is a gorgeous knee-length number that coordinates with almost anything. The best thing about this coat is that I paid the criminal price of $10 for it. I found it on a clearance rack. It was the only coat of its kind and happened to be in my size; our relationship was obviously meant to be. It lacked a price tag, however, and I was scared this meant it would be expensive. When I asked the cost, the manager pulled a jacket of lesser quality from the same rack and said she’d give me my coat for the same insanely low price. Delighted, I showed her where the coat was missing a button, thinking she would have a suggestion for replacing it. Instead she shrugged and offered to knock off an additional 10 percent. I couldn’t hand over my debit card fast enough, and when I got home? The missing button was tucked in the pocket.

As adorable as the coat is, the amazing bargain makes me love it more. While my steal was more the result of a tired manager than my intense negotiating skills, it definitely whet my appetite for wheeling a good deal. Knowing how to ask for one can be intimidating, though. Jim Camp, negotiation skills trainer and coach, and author of Start with No, offered this advice for the negotiating novice. Keep reading »

Cash & Coupling: How To Establish A Wedding Budget

If you have been engaged for more than five minutes, you’ve probably purchased every current bridal magazine and dog-eared the pages with ideas you swear someone thought up just for you. Before you look at pictures of another celebrity wedding and set your sights on a dress only Beyonce could afford, you need to have a serious talk with your fiancé. This, my friend, is the “How the hell are we going to pay for this?” talk. Maybe you’re assuming your parents are going to foot the entire bill. If they are, lucky you! But chances are, both sets of parents have some assumptions of their own, and you need to know who’s expecting to pay – or not pay – for what. For advice on how to determine this combined wedding budget, The Frisky talked to Aimee Manis, author of 52 Things Brides On A Budget Should Know. Keep reading »

Money 101: 4 Secrets For Financing Grad School

“Don’t you have a daddy?” the professor sitting across from me asked. I smiled a little. Was he was joking? Or hitting on me? Nope, he was serious and thought my father was paying for my legal education. Though I’ve been independent for years, my law school’s financial aid office had a similar attitude, telling me “ … most students have relatives helping them … ” After a JD, MBA and a third master’s, I’ve found there’s significant latent knowledge about financing grad school, but no one to fill you in. Here’s how it goes … Keep reading »

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