Tag Archives: budget

Shopping Guide: 10 Cheap Pairs Of Sunglasses In Every Style!

As much as I love my sunglasses, I’m in a constant state of losing them. It’s usually my favorite pair that I “misplace,” given that I’m always carrying them with me, and it usually ends in tears. There’s just way too many places to casually leave them and then forget about them just as casually. They also happen to be ridiculously easy to break and scratch, what with the bending arms and fragile lenses. After losing three pairs of Ray-Bans in the past two years, the days of shelling out for a designer pair are over, and I’ve become a connoisseur on the quest for good-looking, decent quality sunglasses that I won’t have a panic attack over if I leave them somewhere. Here’s my round-up of 10 stylish shades that won’t break the bank, or your heart.

Money 101: Identifying The Money Drains In Your Life

I’m amazed at how every time I walk out of my apartment, cash just seems to seep out of my wallet. So, this year, in a conscious effort to make my paycheck stretch a bit longer, I’ve been keeping a watchful eye on my miscellaneous expenses. Here are some common dollar drains I’ve found and tips to put a stop to them before more money flushes down the proverbial drain. Keep reading »

Money 101: Do I Really Have To Give So-And-So A Gift?

You’ve probably made your shopping list and checked it three or four times by now this holiday season. Some of the people on there are no-brainers; you know you have to buy your mom a gift. But after you put the obvious folks on there and move further down the list, you always get the point where you can’t help but think, “Do I really have to buy them something?” Even if you grudgingly accept that yes, you really need to leave that person on your “nice” list, there are ways to show them holiday love without blowing your budget. Gifting expert and New York Times best-selling author Robyn Spizman, who has partnered with Office Depot to serve as a Smart Gifting Expert, offered these tips for tackling those obligatory gifts your list with your holiday spirit – and budget – intact. Keep reading »

Money 101: How To Resist Common Holiday Pitfalls

As much as I would love to tell you to take the holidays off from having to worry about money, the fact is, the bazillion dollars we Americans spend every year celebrating Christmas, Hanukkah, and New Year’s are all the more reason to be responsible about your finances. The blur and excitement of the season can have you blowing your cash as if it were Monopoly money, and if you aren’t careful, you’re gonna wake up in January with a worse feeling of dread than you did the morning after your office party with vague memories of drunkenly puking on your boss’s shoe. Keep reading »

Cheapskate: Leather Top

Leather is a huge trend this fall — and we’re seeing it materialize in tops. A look like this works best in a simple silhouette — one that is more about the buttery texture of the garment rather than an challenging shape. New York and Co. is one of several lower priced retailers who are getting in on the trend, and they have a great tee option in faux leather for a fraction price.

Above:
Maje leather tee, Net a Porter, $485
Red Label Faux Leather Tee, New York and Co, $23.99
Keep reading »

Money 101: How To Meaningfully Reduce Your Expenses

tighten budget photo

Financial tips like “skip your latte” are obnoxious. So are suggestions to camp rather than stay in hotels, separate two-ply toilet paper and cook eggs in the dishwasher. After all, I don’t want my life to suck. While it’s true that incremental expenditures add up over time, the biggest factors affecting spending have to do with central life choices. The average “middle class” American making about $50k spends 30 percent of it on housing, 20 percent on transportation, 15 percent on food, 10 percent on retirement, 8 percent on utilities, and 7 percent on healthcare. These things aren’t elastic — you need it all — so the idea is to make efficient choices within these categories. Keep reading »

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