Plain black (or navy) is boring when it comes to umbrellas. Why not use it as an accessory to up your outfit ante instead? That's just what Nicky Hilton did yesterday in L.A (they got hit with bucket-loads of rain recently)—check out her leopard choice, whoa. (Here on the East Coast, it's snowing like crazy!) Click on for 10 rainy-and snowy-day options.