The Test: Due to a lost job or skyhigh credit card interest rates, one or both of you is struggling financially.
How To Pass It: If your partner is broke, reign in your own extravagances and try to make some shared lifestyle changes like cooking at home and staying in more often to help save money. Financial stuff is always a sensitive issue, so feel free to offer your help with a job search or making a budget, but tread very carefully. Don't make them feel bad because they can't afford the vacation you want to go on. On the other hand, if one partner has been having financial difficulties for a protracted amount of time and doesn't seem to be doing anything about it, it's worth talking about and addressing head on before massive resentment begins to build. Perhaps they're feeling depressed or hopeless and could benefit from some professional help? And if they refuse to do anything about it, don't enable them.
If you're having financial difficulties as a couple (for example: a daunting amount of shared debt), deal with it as a team. Make a vow to leave blame and shame in the past, and work together to figure out a budget/spending strategy to get you back on track. Be sure to include a reward for reaching your goals that will benefit you both!
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