The way we shop now: via virtual window browsing, electronic payments, and clicks of a button. Which is great for making things easier, but it also means you may become less discerning about your purchases. Avoid settling for the quick fix when you’re spending online—with a bit of research, you might find yourself saving more than you thought possible. Of course, half the struggle of attempting to be frugal online is being overwhelmed by discount search engines or slightly sketch third-party websites. Lucky for you, we’ve done the work for you, and have rounded up the best websites and online tools to keep you money smart.
A word of warning: just because a site offers great discounts, it doesn’t mean you have to cash in on it. When you find amazing things for cheap, it’s often tempting to purchase them simply because of the deal. Before you spend, think about whether you’d actually be buying the item in the first place. The rule of the game is to sub in these options for times you’d ordinarily spend full price. So without further ado … The Frisky’s favorite web spots for shopping, planning a vacations, redecorating, and even partying. Check them out after the jump! Keep reading »
Connie just moved in with her boyfriend and although he’s really nice and makes great lasagna, there’s something she’s never asked him — his number. Could his credit mess up their financial future? Finance Expert Manisha Thakor
encourages her to do the “partner exchange,” even though he’s really sensitive and cried during “Wall-E.” [Therapy For Your Pocketbook
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I, Simcha Whitehill, am a recovering shopaholic. It all started back in the day, when I was a suburban mall rat. My BFF in middle school lived a block from the indoor bonanza. (Coincidence? I think not!) By high school, I had to get an after-school job at a real estate office just to support my Contempo Casuals habit. And although I no longer crave pleated minis, knee socks, and Mary Janes, my taste for choice fashion has just grown up with me. However, despite what I thought back when I was a kid, I didn’t turn out to be a millionaire. But that doesn’t mean I don’t always try to look like a million bucks. I’ve just developed tactics to trick my inner shopaholic from charging me into Chapter 11. Here’s how I’ve managed to stay outta debt, but still kept my belly and my closet full. Keep reading »
As a little girl, I always imagined Prince Charming’s arrival would be exactly like the Disney movies. There would be ball gowns, chariots, attentive servants – our happy ever after looked embarrassingly like the prom. As a questionably mature 20-something, I just hoped he’d show up with his own 401k and a checkbook at least as balanced as mine. When he finally made his appearance, my Mr. Right managed to split the difference … he had financial stability and won my heart with his thoughtfulness. But that middle ground – somewhere between responsible and stingy – is a fine line to waltz when you’re dating. For tips on dating a man whose grip on his wallet is tighter than yours on the remote during the season finale of “The Real Housewives of New Jersey,” I consulted Toni Coleman, psychotherapist, dating coach and founder of Consum-mate.com. Keep reading »
One Venti latte five mornings a week. You could probably pay for your caffeine addiction with cash, but who carries around stacks of green besides strippers and Lil Wayne? Plastic is so much more convenient.
A couple coffees probably won’t send you to the poorhouse, but are you swiping the plastic for groceries? Rent? Routine living expenses?
If so, you’re not alone, says Clarky Davis, The Debt Diva, author of The Debt Diva’s Financial Guide. Davis says most Gen Y-ers have more than three credit cards, and one-fifth of them owe more than $10,000. Of those households in the U.S. with credit card debt, the average debt is $16,007. So, when are you in over your head? If you are struggling to meet your minimum payment, your phone is blowing up with collections calls, or you cannot pay off your entire credit card balance in three months … the Debt Diva is talking to YOU. Keep reading »
He found the receipt for the Manolos you blew half a paycheck on, and the resulting confrontation wasn’t pretty. You called him a penny-pinching tightwad. He said you’re wasteful and irresponsible. Is this relationship doomed? And are we really fighting about high heels, or is there something deeper going on?
According to Terri Orbuch, Ph.D., relationship expert and host of “The Love Doctor,” a popular radio show, seven out of 10 couples report that money causes tension in their relationship. She reports that in the early years of a relationship, money is the number one issue of conflict. Keep reading »
Your honeymoon bags are unpacked and your tan is starting to fade. He’s getting used to picking up Tampax at the grocery store, and you’re getting used to picking up his toenail clippings from the bathroom floor. Hello, real life. It’s time for the next challenge: combining finances.
Financial experts agree that because money-related issues cause the most friction among couples, the best thing a new couple can do is bare all when discussing money. We consulted Stacy Johnson, financial expert and author of Life or Debt, for some specific advice on how to let go of a lifetime of going dutch, and embrace creating a budget for two. Keep reading »
Just because we’re in a recession doesn’t mean you can’t get your vacation kicks. On the contrary, when the tourism industry is suffering, deals are to be had. Check out the best ways to score big and save money on your summer travel plans.
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