Heather Teilhet

Money 101: How To Buy Your First Home

Buying your first home can be a terrifying experience that may transform you from a financially stable go-getter to a jittery, nervous wreck. I remember lying awake, staring at the ceiling the night before our closing. I pondered the longevity of this decision. How could I sign a 30-year financial commitment when I couldn’t eve…
By: Heather Teilhet / August 4, 2010

Money 101: An Overview Of 401(k), 403(b), And Roth IRA Retirement Accounts

If you’re anything like me, when someone brings up retirement savings, investing, or your 401(k) match at a cocktail party, your eyes immediately glaze over and all you hear is the “wonk wonk” of the adults from a Charlie Brown special. Inside my head is the flashing red light and loud voice signaling “Danger. Danger.
By: Heather Teilhet / July 30, 2010

Money 101: How To Start Saving To Buy Your First Home

There it is again. That once-a-month unsettling feeling. It’s not your ovulation cycle. It’s your monthly financial cycle making you nauseous. It’s that nagging feeling that accompanies the deadline for your rent check. Who’s getting rich off your rent? Are you wasting money when you should be building equity? And what the heck IS equity,…
By: Heather Teilhet / July 7, 2010

Money 101: How To Start Your Own Small Business

J.K. Rowling was buying groceries on a welfare check until she hit pay dirt with a nerdy pre-teen wizard. Sara Blakely was a sales trainer and stand-up comic before she revolutionized the pantyhose industry with Spanx. Almost two-thirds of the world’s approximately 1,000 billionaires are rags-to-riches stories. And even Kanye says a little ambition ca…
By: Heather Teilhet / June 18, 2010

Money 101: The Lowdown On Hidden Finance Charges

So you’ve just noticed the $4.99 mystery charge on your cell phone bill; and, how annoying, that “emergencies only” credit card you never use billed you $15 for your frugality? We consulted two experts to find out if these and other hidden charges are legit, and if there’s any way to avoid being nickel and…
By: Heather Teilhet / June 4, 2010

Money 101: Get Out Of Debt Now!

One Venti latte five mornings a week. You could probably pay for your caffeine addiction with cash, but who carries around stacks of green besides strippers and Lil Wayne? Plastic is so much more convenient. A couple coffees probably won’t send you to the poorhouse, but are you swiping the plastic for groceries? Rent? Routine…
By: Heather Teilhet / June 3, 2010

Cash & Coupling: 7 Ways To Work Through Money-Focused Fights

He found the receipt for the Manolos you blew half a paycheck on, and the resulting confrontation wasn’t pretty. You called him a penny-pinching tightwad. He said you’re wasteful and irresponsible. Is this relationship doomed? And are we really fighting about high heels, or is there something deeper going on? According to Terri Orbuch, Ph.D.,…
By: Heather Teilhet / June 1, 2010

Cash & Coupling: How To Create A Budget After “Two” Becomes “One”

Your honeymoon bags are unpacked and your tan is starting to fade. He’s getting used to picking up Tampax at the grocery store, and you’re getting used to picking up his toenail clippings from the bathroom floor. Hello, real life. It’s time for the next challenge: combining finances. Financial experts agree that because money-related issue…
By: Heather Teilhet / May 28, 2010

Cash & Coupling: 5 Money Questions You Need to Ask Your Honey

Are you and your love shopping for a puppy? Relocating to a new city, so you can finally be together? Apartment hunting for two? Expecting some permanent bling on your left hand soon? If the answer to any of these questions is yes, then grab your dude and two Venti lattes and get comfy o…
By: Heather Teilhet / May 24, 2010

Cash & Coupling: How To Cover Your Ass-ets During A Breakup

You’ve discovered your union is more Ben and J. Lo than Ben and J-Gar. Some things just weren’t meant to be. Luckily for you, making a few dumb decisions on love doesn’t mean you -- or your finances -- are doomed for all eternity. As long as you’re smart enough to avoid a major financial…
By: Heather Teilhet / May 19, 2010