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Money 101: What’s A Credit Rating Anyway?

When you really think about it, you realize that we rate and/or score nearly all things in life so as to compare them with their contemporaries and confidently grant our patronage. Zagat gives restaurants ratings so that you can find the best tikka masala out of 20 Indian joints; eBay sellers have feedback ratings so you know which person will screw you the least when spending hundreds on sold-out Springsteen tickets; and in school, you get grades and take the SATs in order for some school to grant you admission so you can spend four years there doing keg stands and having lots of random sex. Your credit score’s no different. The ins and outs of your financial activity are monitored and given a three-digit “score” so that all sorts of financial and other institutions have a way to determine your financial reliability and ability to get everything from a home loan to an iPhone.

If you’re a little unclear as to what a credit score is and how it actually impacts your life, don’t stress. After the jump, Frisky Money contributor Manisha Thakor, personal finance expert for women and author of On My Own Two Feet: A Modern Girl’s Guide to Personal Finance, answers your top credit score-related questions … Keep reading »

Money 101: Tax Deductions You May Have Missed

The U.S. tax code has over seven million words in it. Seriously — seven freaking million! Amongst all those pages and phrases are a variety of tax deductions that you can use to reduce the bite that Uncle Sam is taking out of your hard-earned wages. The good news: there are loads. So, if you’re in the dark, consider these suggestions from Manisha Thakor, personal finance expert for women and author of On My Own Two Feet: A Modern Girl’s Guide to Personal Finance. Keep reading »

Money 101: 4 Easy Ways To Start Building Your Nest Egg

In this tough economic climate, after paying all of your bills, you’re lucky if the money left over from your paycheck each month allows you to splurge on a trendy item at Forever 21. However, even if you’re not rolling in dough right now, you still should be making a concerted effort to stash away some money for the future, says Manisha Thakor, personal finance expert for women and author of On My Own Two Feet: A Modern Girl’s Guide to Personal Finance. Here are her suggestions for how to create a nest egg now, while still leaving yourself enough pocket change to have a good time in the now. Keep reading »

Cash & Coupling: How To Cope When Your Paycheck Dwarfs Your Guy’s

Even though it’s 2010, when you’re in a relationship where you’re out-earning your man, it can make you feel all Peggy Olson, threatening the sharkskin suits off those ass-slapping, whiskey-drinking male ad execs – except that the ego-bruising’s going on in your bedroom, not the boardroom. If your guy’s got size-related inadequacy issues that have nothing to do with what’s in his pants and everything to do with what’s in his checking account, here’s how to keep it from ruining your relationship. Keep reading »

Money 101: What You Need To Do Before Buying Your First Home

Whether it’s because you can’t stand another day with a sloppy roommate, one more night of smelling the Indian food your neighbors are making for dinner or living in 300 square feet of space (honestly, don’t animals at the zoo have grander quarters?), there comes a time in every girl’s — or couple’s — life when she begins seriously considering purchasing a home of her own. Before taking the steps to make your fantasy a reality, however, it’s important to make like a Girl Scout and be prepared. After the jump, Manisha Thakor, personal finance expert for women, weighs in on all of the things you should “be” before you buy your first home. Keep reading »

Handle It: How To Tell Your Partner You Have An STD

Passing along the info to your new honey that you’ve got an STD is something you’re probably looking forward to about as much as attending your nephew’s 5th birthday party at Chuck E. Cheese. Need hints on how to deliver the dirty truth? We asked Jill Grimes, M.D., author of Seductive Delusions: How Everyday People Catch STDs for some tips, after the jump… Keep reading »

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