There are all sorts of rules out there that were made to be broken. You can’t wear white after Labor Day; “beer before liquor, never sicker”; “just say no”; “don’t do it on the first date” … they don’t necessarily serve you best, you know? Financial “rules” are no different, says Manisha Thakor, a personal finance expert. So which ones are worth following and which ones should you ignore? She gives us the real deal, after the jump! Keep reading »
I once saw an “Oprah” episode with a guy so hell-bent on reducing his monthly grocery bills that he had a practice of purchasing doubly-ply toilet paper, unrolling it and then re-rolling it into two separate rolls, thus turning 12 rolls into 24. Swear to God. Enter multiple scatological puns here. (What a cheap-ass! That’s a serious tight wad!)
Sure, attempting to slash your monthly bills is a good move — especially these days, when money ain’t exactly growing on trees. But doing so by re-rolling toilet paper? That’s only for serious whack jobs. In her book 99 Things to Save Money in Your Household Budget, Mary Hance, author of the Nashville Tennessean’s “Ms. Cheap” column, offers some real-life (as opposed to real lame) ideas on how to free up a little extra room in your budget. I found many of them really legit, not to mention simple. Some of my personal faves, after the jump! Keep reading »
I’m 100 percent guilty of spending without really thinking. Downsizing my expenditures really isn’t something I ponder, even though I know I should (and seriously, if I had a dollar for every time my husband told me I needed to ponder it, I likely wouldn’t need to ponder it at all). I’ve heard, though, that rehabbing my inner Suzie Spendthrift is as simple as taking a different approach to how I think about spending, which, for an otherwise savvy, self-aware chick like me, should result in smarter spending practices. The goal for all of us who spend with reckless abandon: make like the late, great Michael Jackson and take a good, hard look at the (Wo)Man in the Mirror, asking yourself how you can change your spending ways. After the jump, some tips to get started. Keep reading »
If you’re lucky enough to have money in this crap-tastic economy, you’ve got to do all you can to make sure you’re using it wisely enough to not only remain financially afloat now, but also in the foreseeable – and even distant – future. Doing so involves carefully considering the way you dole out those Benjamins. While some purchases are best paid for in cash, you can get a better bang for your buck by putting some on a credit card. For info on which purchases are better financed with cold, hard cash and which should be paid for in small increments, consider these tips, courtesy of personal finance expert Manisha Thakor.
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